Western New York has a high rate of foreclosures and these properties are sold at a discount to you. This class will explain the difference between HUD, VA or bank owned properties. It will also explain how you get the listing information, what web sites you can look at yourself and how to get into these properties. Who can buy these properties - investors or are they owner occupied? This course will also explain the risks regarding the condition of the property and the title issues. Can you get a mortgage or do they need all cash? There will be time for questions and answers.